The importance of good Health Care Packages to both Employees and Employers

Workplace health insurance programs are enormously popular because they offer numerous mutual benefits for both the employee and the employer. The best healthcare packages combine both individual and organizational strategies if it is to benefit the employees, their families and the company as a whole.

4 Benefits to employers offering health insurance  

From an employer’s perspective, it is unfortunate that a majority of publicity relating to providing healthcare perks to employees mostly focuses on the added burden that these benefits impose to a company.

However, it is important to look beyond the liability and focus on the overall benefits that come with offering the cover to your employees.

·        Good for the company image

One of the most important components of your company's brand is its public image. By offering a good benefits package including health insurance to employees, you help increase your company's visibility to potential future employees and the general public. Most people use this measure to gauge the company's desirability when seeking employment. To them, this in part shows your commitment as a caring employer.  

·        Reduces absenteeism

Healthy employees, satisfied with their salary package are far more likely to value their jobs and less likely to take days off sick. This is good for productivity and overall job satisfaction. A healthy employee with peace of mind who practices preventative health care is a tremendous asset to any employer and the health care package helps create this virtuous circle.

·        Saves the employer money

The cost of providing healthcare packages, whilst a major investment, is still likely to provide the employer with savings over the cost of sick pay, the cost of holiday accrual during sickness, the cost of temporary staff to cover the sick employee and the cost of managing the sick employee.

 ·        Helps you retain your best employees

Having a strong benefits package that incorporates health insurance will help the employer when it comes to retaining or attracting good employees. It is often the deciding factor when a competitor is head hunting your best people. If you have looked after them well the loyalty factor will usually repay you.

3 Benefits of health insurance to employees

·        It is a valuable perk

At a time when we are always looking to maximise our salary, the healthcare perk is a very attractive one when offered as part of the employment package. Such a benefit offers employees and their families the reassurance of being quickly and efficiently seen in the event of health worries.

·        Enhances job satisfaction

Employees appreciate the care and sacrifice that their employers make by offering them, and often their family, comprehensive health cover. This gives peace of mind that has a positive impact on job satisfaction. It is said that a happy employee is a more productive employee.

·        It’s more convenient

Job-sponsored health cover will help ease pressure of waiting anxiously for doctor’s appointments and enables health issues to be tackled quickly, efficiently and at a time to suit you.


A staff benefits package that includes healthcare insurance delivers benefits for both employees and employers in equal measure. It can be argued that a company is more likely to experience success and profitability for longer with a workforce that is looked after properly by a caring employer.